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About Home Warranty

Home warranties are comparable to insurance policies or service contracts that cover the products and structural components of a residential building. This type of coverage is different from home insurance, which pays for damage and loss caused by natural disasters.

Home warranties cover equipment packages such as kitchen appliances, additional equipment like water heaters, HVAC units, sewers and gas pipes, plumbing and electrical systems, up to swimming pools and spas. Other forms of home warranty take care of home systems.

Home warranties are extremely popular and are considered to be as important as home insurance. They can both save the average home up to $1,500 in-home repairs annually and provide the comfort of coverage for systems and appliances if any disasters happen.

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FAQ

+ - What can home warranties cover?
Garage door openers, Clothing dryers, Refrigerators, Microwave ovens, Garbage disposals, Ovens, Ceiling and exhaust fans, Clothing washers, Swimming pools, Air conditioning, Plumbing, Water heaters, Solar panels, Thermostats, Coffee machines, Cell phones, Tablets, Televisions, Computers and more
+ - How much do home warranties cost?
Home warranties are priced annually and vary depending on the company you chose, the amount of appliances and systems you would like to cover, and also based on your location. They range at around $370-$800/year. The best option when it comes to choosing the right plan is to talk to your home warranty consultant in order to get an exact cost.
+ - What is a deductible?
A home warranty deductible is a price you pay for a service call. For example if your refrigerator breaks down then you would need to call a contractor to come fix it. If you have a home warranty then you would call the home warranty provider that would in turn send a licensed contractor to inspect the refrigerator. For every service call like this you will need to pay a deductible. Usually there are no more additions on top of that.
+ - Can I cancel my home warranty?
Yes. A home warranty can be canceled at any time usually with a 30-60 day notice policy that should be attached to your legal agreement.
+ - Can I chose my own contractor?
No. First the home warranty company would send you a contractor for a service call. If you are unsatisfied with that contractor, then you would be able to chose your own.
+ - What is the coverage time for home warranties?
The coverage time for home warranties is for a 12 month period and should be renewed at the end of every 12 month period.
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